bondsAs a business owner or contractor, you may at some point need bond insurance. Our agents are here to help you in the event, as a business owner, you may need a surety bond to guarantee payment for state sales taxes or utility bills. Or as a contractor, you may need to post a license or permit bond to guarantee your work for licensing requirements.

  • Liquor
    In order to secure and retain a valid liquor license, New York State requires all establishments selling alcoholic beverages to have a current Liquor Tax Bond in place.
  • Performance
    If your business deals with contractors, a performance bond will be your guarantee by the insurance company or bank that in the event a contractor fails to fulfill the details specified contract, your money can be recovered in full.
    The Employee Retirement Income Security Act (ERISA) was enacted to protect certain types of employee benefit plans, like a 401(k), and their beneficiaries, from dishonesty and fraud committed by the persons responsible for the management of these plans (fiduciary).
  • Fiduciary Liability
    This bond specifically applies to the owner or executive who makes decisions about your company’s 401(k) plan or other qualified employee benefit plans.  Under ERISA fiduciaries can be held personally liable for losses to a benefit plan sustained as a result of their alleged errors, oversights, or violations of their fiduciary duties.

The Feltner Group

Rochester Office

191 S. Union St., Spencerport, NY 14559
P: 585.352.1234 • F: 585.352.1660

Canandaigua Office

502 S Main St., Canandaigua, NY 14424
P: 585.394.4597 • F: 585.394.0294


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